Mortgages
Buy a home or refinance your current one with our flexible mortgage options.
Mortgage Center
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, submit it and your information will be reviewed.
- An Educational Systems FCU Mortgage Loan Specialist will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Specialists are only a phone call away if you need help. Contact us at 301.779.8500 ext. 5401.
Mortgage Rate Watch
Sign up to have rates emailed to you. You may choose to have rates emailed to you when they reach your desired rate, on a regular basis.
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Calculators
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
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Today's Rates
| Conventional Loans | ||
| 15/15 Adjustable Rate | ||
| Rate | APR | Points |
| 6.625% | 6.991% | 0.875% |
| 6.750% | 7.071% | 0.625% |
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.875% | 7.054% | 1.000% |
| 7.000% | 7.130% | 0.500% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.000% | 6.244% | 0.750% |
| 6.125% | 6.330% | 0.500% |
| 5 Year Adjustable Rate | ||
| Rate | APR | Points |
| 5.875% | 7.220% | 0.875% |
| 6.000% | 7.246% | 0.625% |
| 7 Year Adjustable Rate | ||
| Rate | APR | Points |
| 6.125% | 7.115% | 0.875% |
| 6.250% | 7.156% | 0.625% |
| 10 Year Adjustable Rate | ||
| Rate | APR | Points |
| 6.375% | 7.032% | 0.875% |
| 6.500% | 7.090% | 0.625% |